Master your Time, your Money and your Life


Making Money Online – Where to Start

Two of the most persistent questions I hear are, “How do I make money online,” and “How do I find the time?” Both can be answered in one paragraph, really. To find time to do anything, you need to give up something you're doing now; after all, we each have 24 hours a day. And to make money […]

How to Invest Well and Sleep at Night

If you're in your 40's or beyond, you know you should be doing more than just paying bills; you should be investing, too. I know that's easier said than done but failing to get this sorted now will guarantee a miserable retirement down the track. But how do you invest well and still sleep at […]

The Number One Rule From my 74yo Mum

Good things come in small packages. My mother is only 4ft 10 inches but possesses wisdom belying her small stature. A few days ago, I took a day off to hang out together. This isn't entirely new. I spent a lot of time with mum when I was young, and we even had a couple […]

REVIEW – Painless Accounting with XERO

I've worked for myself since I was a kid. From as young as eight, I sought to augment my pocket money with different revenue streams so I could buy whatever I wanted. While other kids in my peer group hassled and cajoled their parents into buying them ‘stuff', I went to work and bought my […]

The Best Investment for People over 40

I'm not an expert investor, so you probably shouldn't listen to me. I've certainly failed more than I've succeeded.  I've put money into shares, real estate, foreign currency, metals, businesses, and managed funds. Some did well. Others didn't. They were typical of what your average middle-class, middle-aged man reads about and tries. All of them […]

Don't find your passion.

It seems everywhere you look; someone is telling you to ‘find my passion' like it's the panacea to all your misery. I don't know if it's just me noticing it but it feels like it's an easy bit of throwaway advice these days. Find your passion and all your problems will fade away. How true is […]

Why can't you just let it go?

I write about my dad a lot. He's a brilliant man – not in the ‘curing cancer and fighting for human rights' kind of way, but in the ‘always there for you no matter what' kind of way. Since I was a young lad, my dad has been my best friend. I've had other friends […]

If you rely on motivation (or inspiration) you'll probably fail.

The personal development industry is worth over $11 billion a year. Being better than we were last year is a need that drives individuals, spurs innovation and pushes the human race to greater achievements every day. We all want to grow; to provide more for ourselves and those we care about. We consume books, seminars […]

A job is optional.

  Your middle years are some of the most productive of your working life. The elements of time and experience create a petri dish of opportunities to build your wealth and cement your asset base. Sadly, most of us squander this period because we lock ourselves into a job that closes our eyes to the […]

The No.1 Cause of Success You Can't Control

Before you say it, let me. Success comes in many forms. Depending on your season in life, you might be looking for ways to improve your relationships, your work, your health or your finances. Perhaps your self-esteem has taken a beating, or you're struggling to find ‘your thing' – your passion in life. Whatever you're […]

Create a Side-Business From What you Know

Part eight in the ‘Fix Your Money Problems Forever' series. Who hasn't fantasised about quitting their job and living on a beach somewhere? Thanks to people like Tim Ferris and his thought-provoking book, The 4-Hour Work Week, I'd say, not many. We all fantasise about going it alone. I've done it since I was a […]

To be successful, do nothing.

I know I'm not alone on this one. Sometimes I just get so overwhelmed by the constant demand to be better; to achieve more – to be more. The feeling is so debilitating sometimes l can hardly breathe. There have been times when I've been so obsessed with learning and working that I'd go to […]