Master your Time, your Money and your Life


My Kids (almost) Never Ask for Money

I've heard the complaints – fathers lamenting how their teenagers treat them like an ATM. I have a couple of teenagers myself, plus a five-year-old. Once upon a time, they only had to look at me a certain way or use a particular tone of voice, and that was enough to weaken my resolve. I […]

What would your 10-year-old self say about your life?

 When I was a kid, life was an adventure, full of possibility and wonder. My needs consisted of food, shelter and movement. Every day was brand new; a chance to be someone different; a chance to do something different. Weekends consisted of playing down the creek, riding my skateboard and making stuff in my dad’s […]

To save money, buy premium.

Part seven in the ‘Fix Your Money Problems Forever' series. My dad always said, “When you buy cheap, you buy twice.” For me, it was more like, “When you buy cheap, you buy three or four times and pay through the nose for it!” In recent years, I've learned the wisdom of my dad's words. When […]

Eliminate Crap from your Life

Part six in the ‘Fix Your Money Problems Forever' series. You're going to die one day. Maybe soon. And when that day arrives; as you lay there in the hospital with tubes hanging out of you gasping your last, all the distractions you indulged, and all the crap you accumulated will mean exactly nil. It's […]

Pleasure-seeking may cost you your freedom.

Part five in the ‘Fix Your Money Problems Forever' series. In our modern consumer-driven society, it's accepted practice to reward our hard work with ‘stuff'. As we rack up each accomplishment, we feel entirely justified in marking it with a suitable trinket to show to ourselves and our network of peers what a good job […]

What's the point of it all? Define your MITs.

Strange isn't it, how you can work your arse off for decades without really knowing why? Sure, there are the obvious reasons like buying a house, getting hitched, paying bills, advancing your career, building a business or striving for an early retirement. But have you ever thought more deeply about these ‘first layer' items to […]

If you want to be wealthy, give more away.

On a cold Friday night about 22 years ago, I was settling into the warmth and grandeur of Sydney's State Theatre, having travelled almost 900kms by road to come and hear some of the ‘great' personal development speakers from around the world. One of them was a caricature of a man called Charlie Tremendous Jones. […]

Trapped by debt? Go on a killing spree!

Part four in the ‘Fix Your Money Problems Forever' series. If you had to name one thing that's kept you awake at nights, what would it be? I'm guessing you'd say ‘debts'. Or ‘bills'. Okay, some of you might say, ‘Kate Beckinsale' or ‘Eva Mendes'. I've done this myself (not the Kate Beckinsale thing); laying […]

Good Debt, Bad Debt and Ugly Debt

Part three in the ‘Fix Your Money Problems Forever' series. Debt is like electricity. You understand and respect electricity because you know it'll kill you if you don't. Debt can do the same – it just takes a little longer. But debt, like electricity, can do great things. It can multiply capital, compress time and […]

Doing a Budget is a Waste of Time

Part Two of the ‘Fix Your Money Problems Forever' series. If you've joined the ranks of midlife men, I'm guessing you've done a budget before. Like me, you may have gone to town on the damn thing with graphs, coloured groupings and pie charts. And then you gave up on it. Why? Budgets suck; that's […]

Fix your money problems forever!

Part One – Know WHY You're Spending If you're over 40, stress is your number one killer and few things create stress like a money problem! It festers like a persistent sore and left untreated; it wreaks all kinds of havoc in your life. Relationships can break down; self-esteem takes a beating and health issues, well, […]

Why are you here? What is your purpose?

It’s the existential question of modern humanity. People struggle with it every day. For men in their mid-years, it's a constant companion – always lurking in the shadows; tapping them on the shoulder during breakfast, while they work, during a commercial break; even while they sleep. It's insidious and it won't go away till you're […]