Master your Time, your Money and your Life


Middle-Aged, Married and Mortgaged

Middle-Aged, Married & Mortgaged | Not long ago, I realised I was going to die. I didn’t know when, exactly, but I was sure it would be soon. Before we get to that, though, I need to tell you about my childhood. Don’t yawn; it’s interesting, I promise. At about the age of eight, I developed […]

Dating in the Middle Ages

Dating in the Middle Ages | I've been holed up with warm soup and painkillers following the extraction of my errant gallbladder, so this week's post is written by my talented and frighteningly experienced sister, Karin. Enjoy. 🙂 No, no, no…not medieval times, apologies for the misleading heading. I'm talking about being middle-aged and stepping […]

Forcing a Dream can be Dangerous

Forcing a Dream can be Dangerous A few days ago, my 16-year-old daughter wrote off my wife's car. She'd been driving for a grand total of five minutes. It was a small mistake on her part but a huge error for me. A few hours earlier, Amy experienced the euphoria of passing her Learner Permit test […]

Why The Joneses Will Hold You Back

Why The Joneses Will Hold You Back Both my daughters go to a private school. It's a decision we made back when we were riding high on property renovations; when we believed all of our dreams would soon come true. But as you know, life often has other plans. A few years later, it all imploded. […]

Why Working From Home has Made all the Difference

Why Working From Home Makes all the Difference If pursuing a side-gig has been on your mind for a while, the biggest obstacle you'll likely face is finding the time to do it. I've always enjoyed having something on the side. Even in school I had side projects, and for most of my working life, […]

How I Found Time for Me

How I Found Time for Me When I was 34, I had a heart attack. I'd just finished an 18-hour stint in front of my computer, trying desperately to satisfy my most vexatious client. He was a real piece of work, this guy. I remember laying in bed; too tired to think straight, too alert to […]

Debt is Killing your Dreams

Debt is Killing Your Dreams Perhaps you're working on an incredible idea. Or your freelance schedule is filling nicely and things are looking up. Or maybe you're still waiting for inspiration to strike. Either way, the burden of consumer debt will forever hold you back unless you address it for good. I've written a lot […]

How it Feels to Live on Your Own Terms

How it Feels to Live on Your Own Terms Lone wolf. Self-made man. A free agent. How beautiful do these sound to you?  Even before motorbikes, girls and cars entered my thoughts, these were the things that excited me most. I desperately wanted to live on my terms; to blaze my own trail. From as […]

Happiness is a Game of Subtraction

Happiness is a Game of Subtraction Most of us are engaged in a foolish game. Till recently, I was a player, too. It's the game of chasing happiness by adding stuff to our life. We obsess over the things we want instead of the life we want. Sometimes these work well together, like a robot […]

How to Die With No Regrets

How to Die With No Regrets You’re flat on your back under a fluorescent light that flickers on and off. Either side are machines that monitor your vital signs through various wires and occasional beeps. Clothed in a gown that rides up uncomfortably and encased in stiff cotton sheets, you’re surrounded by family and friends […]

Finding Time to Reinvent Yourself

Finding Time to Reinvent Yourself I used to admire people who were busy. I assumed they were important or popular, or that their skills were in high demand by influential people. Because of this, I wanted to be busy, too. But just today, I smirked quietly as some men at school pick-up asked about each […]

The Number One Key to Wealth

The Number One Key to Wealth The average person sees over 5,000 marketing messages a day. Almost all of it says the same thing: “Buy this and you'll be happier, healthier, cooler or better looking.” It's always been this way, only now, the Internet and social media have amplified the frequency and intensity to a point […]