I'm not a psychologist, and I'm not a financial advisor's elbow. But I have failed and succeeded in all the things that matter, both personally and professionally.

This material doesn't constitute financial advice but rather a collection of personal opinions, based on my own experiences. The recommendations I make are the same ones I make to my own family and friends because they’ve worked for me. When it comes to financial matters, you should obviously consult with a suitably qualified professional who has your financial success as their first priority (known as a fiduciary).

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